Optimised Funding Terms: Gain access to improved funding terms that enhance your financial flexibility and operational capacity
- The right lender for the business means the best terms
- Understanding what market standard is to ensure you get the best position
- Defining what is important for the business and what isn’t
- Benchmarking across other structures and lenders
- Presenting the business in the best possible way to ensure the lender understands the risk profile, and can price properly
A funding offer from a lender can include over 30 unique terms and conditions, such as facility limits, leverage restrictions, financial covenants, acceptable use of funds, interest rates, fees, dividend allowances, customer concentration limits and more.
Each of these conditions can be negotiated with the lender to tailor funding terms that enhance your business’s financial flexibility and operational capacity.
To succeed in these negotiations, it’s crucial to understand what is considered market standard and how to effectively collaborate with the lender without exceeding their acceptable risk parameters.
With experience in handling numerous transactions across various sectors, we assist businesses in benchmarking all received offers, helping to establish a structure that aligns perfectly with their needs while ensuring the lender is satisfied with the arrangement.
By working closely with senior leadership teams, we help identify what is most important for your business, clarify your objectives in sourcing new funding and outline your risk parameters. This approach allows us to present your business in the best possible light to funders, enabling them to personalise and optimally price terms in the most favourable way for your specific needs.
