Our Expertise

There is no one better to talk to than people who have been there and done it themselves. Let us help guide you on your journey.

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Think Of Us Like One Of Your Team

We only ever talk about what we know, and for the people here that’s a lot. We’ve seen the world through your eyes… the starting up of businesses, the raising of capital. We’ve bought and sold our own businesses and we appreciate all the challenges businesses face when seeking growth. Because we’ve lived it already, we know how to support and nurture it in others. This progressive thinking is born of the ability to empathise and strategise with your business in a truly harmonious way. Our energetic and positive manner regarding SME funding up to £100 million – is ultimately our difference. You’ll get a real sense of confidence in every recommendation we make and every connection we put in place for you.

Ultimately, what we want is total visibility in our business and in our own ‘hands-on’ approach. So there is nothing hidden in our practices and never a time that we wont be available in person to answer your challenges. With us, it’s clear that everyone here knows how to think like you, in order to succeed for you.



Your Goals

Mel Hird

Director & Founder

Mel has made that rare step in the professional services industry going from Advisory to Entrepreneur. In the early part of her career, she spent 10 years in Restructuring, working for EY, Kroll also undertaking a secondment to HSBC Bank, where she advised on funding and business strategy across a wide range of SME sectors with turnover up to £100M.

With a desire to support SMEs further, since 2007 she has Co-founded a number of private investment funds where the focus included turnaround and growth capital. Not only providing the debt but also taking equity stakes and advising the management teams on their wider strategy.

In 2017 Fresh Thinking was founded by Mel and her business partner Andrew as they saw the need to provide SMES/Entrepreneurs with growth capital and advisory services as a tailored approach to each client rather than a one size fits all and in turn empowering business owners to make their own decisions without diluting equity.

Contact Mel via email at mel.hird@freshthinkinggroup.com, via mobile on 07917 888 880, or via landline on 03300 552 255.

Andrew Walls

Director & Founder

Andrew has over 20 years of experience working in the finance industry including a variety of roles in corporate finance, restructuring, private equity, and industry whilst also spending a year on secondment to RBS working in the banks higher risk portfolio.

In 2012 he joined Seneca to work alongside Mel managing an equity fund focusing on turnaround and growth capital investments. Andrew worked closely with Management teams to develop and deliver a strategy to enable successful exit on each investment.

Andrew Co-founded Fresh Thinking in 2017 raising a debt fund providing flexible funding solutions to support businesses and entrepreneurs achieve their objectives.

Contact Andrew via email at andrew.walls@freshthinkinggroup.com, via mobile on 07720 714 448, or via landline on 03300 552 255.

Marie Nicholl

Director & Founder

With a wealth of experience in Commercial and Corporate Lending, Marie has spent the last four years supporting Mel and Andrew with their various business interests, in particular, Fresh Thinking Capital, supporting their growth plans and development of the team in the role of Risk and Operations Director becoming an instrumental part of the team.

Prior to this, Marie spent over 30 years working within the RBS Group supporting and dealing with SMEs with turnover up to £100m. across both specialist and generalist sectors. In her final years within RBS, Marie became Lending Director for Yorkshire and North Derbyshire, coaching and supporting the regions Relationship Director team to structure and manage stakeholders with the delivery of more complex funding needs across asset purchase, growth finance, MBOs or cashflow funding.

Marie believes in a can-do attitude to lending, business, and life in general. Not one to settle for the standard, Marie inspires her team to go above and beyond for their clients.

Contact Marie via email at marie.nicholl@freshthinkinggroup.com, via mobile on 07917 727 063, or via landline on 03300 552 255.

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